5 Things to Consider if You’re Thinking of Relocating
Relocating is on the minds of many Americans right now for a few reasons. These include the current work-from-home (WFH) culture spurred by COVID-19, career changes and low interest rates. Companies like Facebook, Google and Twitter have even given many employees the permanent option of working from home. This is causing change in our major cities as workers consider where they would want to live if their job’s location wasn’t a factor.
What Paying Off Your Mortgage Could Mean For You
Is it smart to pay off your mortgage early? It certainly can be, in certain situations. In other scenarios, it may make more sense to put that money to work elsewhere, or to keep it in the bank.
The advantages of paying off your mortgage early can be vast. You’ll save money in interest, build equity quicker and pay off your home sooner. These factors equate to extra cash in your pocket, the option to utilize a home improvement loan and debt-free living – at least in terms of your home!
BUYING A HOME DURING COVID-19
Life may not be completely back to normal, but many cities are reopening businesses and services as we emerge from quarantine orders caused by COVID-19. Returning to work and to the office will also give Americans a better sense of what their finances may look like in the near term.
With the country returning to some semblance of normalcy, it naturally follows that the home buying and selling landscapes will also return to a familiar state of activity. This has some people wondering what home buying and borrowing may look like in a post-quarantine world. That’s where we come in…
Before you ask what home improvements add value to your home, it’s smart to sit down and think about the answers to some important questions. These questions will help you personalize your home to truly meet your needs.
The Benefits of Using a Local Lender
Real estate is a localized market. You wouldn’t ask a Midtown Manhattan real estate agent whether you should buy a four-bedroom, three-bath home with a detached garage in Cleveland, right? Just as you wouldn’t ask a Los Angeles mechanic to winterize your Pennsylvania car, or your Dallas-based colleague what she thinks about the public school system in Seattle.
Financial Empowerment Toolkit
The toolkit has information and worksheets which helps you achieve goals and work through challenges. Created and presented by Consumer Financial Protectin Bureau (CFPB), this is provided for you as a free resource.
What Documents Do You Need?
Getting your ducks in a row when applying for a mortgage can seem daunting, but it doesn’t have to be! Lenders, underwriters and APM are here to help you determine what type of loan, including size, duration and other terms, are right for you.
Boost Your Credit Score
With 5 Simple Tips
Have you been thinking about purchasing a home sometime this year? As you prepare for that exciting journey, you’ll want to check your credit score. Your credit score, often referred to as your FICO® score, is calculated using your credit history on file with the credit reporting agencies. No matter what your score is, you can work on boosting it by following a few simple tips.